8755 W. Higgins Road, Suite 200
Chicago, IL 60631
773.867.3657
You Can Flip The whole Page , it's a new Advertising Technique invented by Flippy

About Lincoln Financial Advisors

Message from the President

David Berkowitz, President Lincoln Financial Advisors

"Our vision at Lincoln Financial Advisors is to be the country's premier fee-based financial planning firm by being the preferred partner of fee-based financial planning professionals who offer comprehensive financial services to affluent clients."

Lincoln Financial Advisors has a distinguished tradition dating back over 50 years. We are a full-service planning organization with offices throughout the United States. Unique to our industry, we believe that our planners are our most important partners in the delivery of quality solutions to the financial needs of our clients.

Our financial planners form a national network of highly trained specialists in their field. As a client of Lincoln Financial Advisors, you will have the opportunity to leverage the strengths of this group, both nationally and locally, to supplement your knowledge and skills and help you plan for the financial security for you and your families' future.

Our People

Lincoln Financial Advisors and Sagemark Consulting are full-service planning organizations of approximately 2,000 planners in almost 50 offices throughout the United States. Unique to our industry, we believe that our financial planners are our most important partners in the delivery of quality solutions to the financial needs of our clients.

Our planners form a national network of highly trained specialists in their field. As part of Lincoln Financial Advisors or Sagemark Consulting, you will have the opportunity to leverage the strengths of this group, both nationally and locally, to supplement your knowledge and skills and help you build your practice – and your future.

Target Market

Lincoln Financial Advisors and Sagemark Consulting are recognized leaders in providing financial and estate planning services to highly affluent individuals who already have some planning and advisors in place. Our financial planners specialize in providing integrated, personalized solutions to help affluent business owners, professionals, executives and retirees develop and implement complex estate, business succession, retirement and investment plans.

And we have developed strategic partnerships with many regional and national accounting firms, financial institutions and stock brokerage firms to help our planners penetrate their target market. These relationships not only benefit our partner firms and their clients, but also provide our planners with significant opportunity to expand their own businesses.

Although many of our clients have trusted, long-term advisors – an attorney, CPA and others – our work supplements and coordinates the services these advisors provide. What sets our planners apart is that they look at all areas of their clients' financial plans and pull them together in a cross-disciplinary manner to most effectively help the clients meet their financial security and asset preservation needs and objectives.

Areas of Focus

Lincoln Financial Advisors and Sagemark Consulting provide financial planning services to an affluent clientele comprised primarily of owners of closely held businesses, senior corporate executives and professionals. Planning is focused on specific areas and based upon each client's individual financial situation and personal objectives. The degree of detail and sophistication of the financial planning services provided varies according to the individual client's circumstances. Each client is provided with a written summary of the work undertaken. The specific areas covered include one or more of the following:

  • Estate Planning: Advice regarding property ownership, distribution strategies, estate tax reduction, and tax payment techniques. It involves a discussion of gifting, trusts, wills, etc., and the disposition of business interests. Tax consequences and their implications are identified and evaluated.
  • Business Succession Planning: Alternatives and strategies dealing with the continuity or disposition of the business upon the business owner's retirement, death, disability, or decision to sell. Tax consequences and their implications are identified and evaluated.
  •  Investment Planning: Constructing and managing investment portfolios to achieve optimal performance relative to accumulation and income objectives. Existing investments are evaluated for risk, return and tax characteristics. An investment policy statement formalizes client objectives and constraints, proposes asset allocation strategies and establishes criteria for the selection and retention of professional money managers.
  • Retirement Planning: Alternatives and techniques for accumulating wealth for retirement income or advice relative to appropriate allocation and distribution of assets following retirement. Tax consequences and their implications are identified and evaluated.

One thing that differentiates us is that our planners are fee-based, but not fee-only planners. We believe that our plans are not worth the paper they are written on if they are not properly implemented. By building their practice with fees as well as product solutions, our planners can provide specialized advice for a reasonable fee and implement their clients' plans with the objectivity and attention they deserve.